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What is the total number of PMJDY accounts in India?
Total Number of PMJDY Accounts (as of 19 th August 2020) is 40.35 Crore; Rural PMJDY accounts 63.6%, Women PMJDY accounts 55.2%. Out of the total of 40.35 crore PMJDY accounts, 34.81 crores (86.3%) are operative. Total deposit balances under PMJDY Accounts stand at Rs. 1.31 lakh crore.
What is the limit of overdraft under PMJDY?
PMJDY focused on opening accounts for every household with an existing Overdraft (OD) limit of Rs 5,000 to be raised to Rs 10,000. No conditions were attached for OD up to Rs 2,000.
How does the PMJDY help with financial inclusion?
According to an analysis of various studies, "Beyond enabling account ownership and the use of financial services, the PMJDY also facilitated financial inclusion for a variety of demographics.
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Last Update: Oct 2021
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